Sean Andrade was recently quoted in Claudia Rosenbaum’s Billboard article “Concert Venues Are Reopening Across America. Could Lawsuits Follow?” on the insurance implications of litigation over COVID-19 outbreaks. According to Sean, if a customer can show that they contracted coronavirus at an establishment, the business could potentially have damage claims covered as bodily injury under a Comprehensive General Liability policy, unless there is a virus exclusion.

“A lot of insurance companies will probably try and argue this isn’t covered in your policy,” Sean said. “That’s usually the first response and nine times out of ten people don’t pursue it further. But I think if you look at general liability policies, there should be ways to get coverage for businesses.”

To read the full article and the rest of Sean’s comments, click here (subscription required).